The Financial Excellence Blog
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Financial Excellence is a money philosophy first and foremost. It begins with the WHY - identifying your values, goals and life’s plan. But at the end of the day, we need to translate philosophy into everyday action. In other words… the WHAT to do.
Some might say “There’s no such thing as good debt!”. Maybe we can agree that at least some debts are better than others. Not all debts are created equal yet many people make the mistake of treating all debts the same when they sit down to try to work through them.
What we do with our money is a reflection of our values. Making financial decisions is easier when we have clearly defined values, principles, and goals. How money flows in your life - your cash flow pattern - might say a lot about why you are where you are financially speaking. This might be good or bad.